An additional .10% off qualifying loan rates when payments are made by direct deposit, ACH or automatic transfer
1Dependent on the type of vehicle and the borrower's creditworthiness.
Auto Loans
New and Used Auto Loans
Financing your next vehicle is simple and seamless with EdFed. With some of the lowest rates available in South Florida, flexible repayment terms and additional money-saving features, EdFed is the smarter way to finance your ride!
Refinance Your Existing Auto Loan & Save
When you switch your current auto loan from another lender and refinance with EdFed, you can automatically drop your rate by 1%1 percent! Lower your rate and lower your payments — it's a win-win!
Buy/Refi Incentive — $100 Cash Bonus2
Buying or refinancing your next car, truck or SUV is more rewarding than ever before! Now, all members who obtain an auto loan from EdFed receive a $100 cash bonus within 30 days of funding.
New Vehicles3
Rates start as low as 3.57% APR
Used Vehicles3
Rates start as low as 3.92% APR
Boat Loans
Enjoy the great outdoors on the high seas with a new or used boat loan from your credit union with flexible terms.
Motorcycle Loans
Feel the freedom of the open road as you cruise on your motorcycle! Whether you're looking for a new or used motorcycle, the Credit Union will help put you behind the wheel with great low rates and flexible repayment terms.
Recreational Vehicle (RV) Loans
RV loans are available for members seeking to enjoy the great outdoors and the open road. Remember, don't shop for your new RV until you get pre-approved for your loan with flexible repayment terms. A Credit Union pre-approved loan gives you financial leverage at any dealership.