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graphic Smiling woman standing on drivers side of a red car holding a key.

Vehicle Loans

Auto loans that put you in the driver's seat to savings!

Vehicle Loans

All EdFed Vehicle Loans Include

1Dependent on the type of vehicle and the borrower's creditworthiness.

Auto Loans

New and Used Auto Loans

Financing your next vehicle is simple and seamless with EdFed. With some of the lowest rates available in South Florida, flexible repayment terms and additional money-saving features, EdFed is the smarter way to finance your ride!

Refinance Your Existing Auto Loan & Save

Switching your current auto loan from another lender and refinancing with EdFed is easy! You can potentially lower your rate and payments with a discount of 1%1 or more below your current rate — it's a win-win!

Buy/Refi Incentive — $100 Cash Bonus2

Buying or refinancing your next car, truck or SUV is more rewarding than ever before! Now, all members who obtain an auto loan from EdFed receive a $100 cash bonus within 30 days of funding.

New Vehicles3

Rates start as low as 4.89% APR

Used Vehicles3

Rates start as low as 5.24% APR

1The Swap & Drop 1% percent loan rate reduction is available for autos currently financed elsewhere that are refinanced with EdFed. The Swap & Drop loan rate reduction is subject to a Floor Rate of 2.75% APR. Offer excludes refinances of existing EdFed loans.
2Offer good on all new EdFed auto loans funded on or after 3/22/22. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum for 14 days to qualify
3An automobile is considered new if it is less than one model year old and has less than 12,000 miles on the odometer. Automobiles that do not meet this requirement are considered used.

Boat Loans

Enjoy the great outdoors on the high seas with a new or used boat loan from your credit union with flexible terms.

Motorcycle Loans

Feel the freedom of the open road as you cruise on your motorcycle! Whether you're looking for a new or used motorcycle, the Credit Union will help put you behind the wheel with great low rates and flexible repayment terms.

Recreational Vehicle (RV) Loans

RV loans are available for members seeking to enjoy the great outdoors and the open road. Remember, don't shop for your new RV until you get pre-approved for your loan with flexible repayment terms. A Credit Union pre-approved loan gives you financial leverage at any dealership.