An additional .50% off qualifying loan rates when payments are made by direct deposit, ACH or automatic transfer for loans funded by June 30, 2021.
1Dependent on the type of vehicle and creditworthiness. 2Summer payments are not required for all EdFed vehicle loans if you are presently on a 10-month school payroll plan. All credit union loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and your credit score.
New and Used
Financing your next vehicle is easier than you think. With some of the lowest rates in town, flexible repayment terms and additional money-saving features, EdFed can make your loan process stress-free.
Auto Loan Refinancing
Refinance your auto loan with EdFed and lower your monthly payments. Enjoy lower rates and convenient terms to help you save money.
Rates start as low as 2.75% APR2
Rates start as low as 2.99% APR2
Enjoy the great outdoors on the high seas with a new or used boat loan from your credit union with flexible terms.
Feel the freedom of the open road as you cruise on your motorcycle! Whether you're looking for a new or used motorcycle, the Credit Union will help put you behind the wheel with great low rates and flexible repayment terms.
Recreational Vehicle (RV) Loans
RV loans are available for members seeking to enjoy the great outdoors and the open road. Remember, don't shop for your new RV until you get pre-approved for your loan with flexible repayment terms. A Credit Union pre-approved loan gives you financial leverage at any dealership.