Sallie Mae Smart Option Student Loans
Whether you're an undergraduate or graduate student these flexible loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
For those attending or borrowing for a student attending a degree-granting institution, learn which loan is right for you.
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Smart Option Student Loan® for Undergraduate Students
Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school
Graduate School Loan
Pay for expenses as you pursue your master's and doctoral degrees
Pay for your business school expenses as you pursue your Masters of Business Administration degree
Medical School Loan
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine
Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs
Law School Loan
Pay for your school and associated expenses as you study for your law degree