Whether you are thinking about purchasing a new home, you are a first time home buyer or you are refinancing your current home, we've got the home loan you need with low rates and flexible terms.1
Plus, financing your new home with EdFed Home Loans is more rewarding than ever before with added savings of up to $1,000 cash back at closing!1
Available on new mortgages and refinances, the new EdFed Cash Back Home Loan provides you with 0.25% of the amount financed in cash back savings!1
Save even more with EdFed by ditching the hidden fees and red tape found with other lenders. Every EdFed Cash Back Home Loan offers:
No application fee
No pre-payment penalties
No intangible taxes charged at closing
Conventional home loan programs are available up to $726,200 and include:
Purchase money finance
Jumbo Loan programs are available up to $2,000,000.
With a Home Equity Loan, you will be able to use your home as a financial resource to help you achieve your goals quickly.
Loans up to $300,000
No Closing Costs1
Home Equity Fixed Rate Loan
Intended for a specific expense, a Home Equity Fixed Rate loan is great for home improvements, dream vacations or debt consolidation — the possibilities are endless! A Home Equity Fixed Rate loan offers a one-time cash payout with convenient repayment terms.
A Home Equity Line of Credit (HELOC) works similar to a credit card. As you make payments on your decreasing Home Equity balance, paid-off funds become available again without submitting another loan application. Variable rate Home Equity Lines of Credit are available.