Skip to main content
Skip to navigation
graphic Three woman sitting together looking at a notebook and smiling

Loan Rates

Because our focus is on helping our members, not large profits.

Loan Rates

Loan Rates (as low as)

Autos/TrucksAPR*
New2.74%
Used2.99%
Rates effective as of September 1, 2022
MotorcyclesAPR*
New/Used6.15%
Rates effective as of July 1, 2021
Motor Homes/5th WheelAPR*
New4.39%
Used5.39%
Rates effective as of July 1, 2021
CampersAPR*
New5.39%
Used6.39%
Rates effective as of July 1, 2021
Boats and Jet SkisAPR*
New5.39%
Used6.39%
Rates effective as of July 1, 2021
ATV, ATC, Dirt Bikes and Other Recreational Vehicles7.89% APR*
Rates effective as of July 1, 2021
VISA Credit Card11.25% APR* variable rate
Rates effective as of July 28, 2022
Personal Signature9.89% APR*
Rates effective as of July 1, 2021
Line of Credit9.89% APR*
Rates effective as of July 1, 2021
Share Secured/Certificate Secured2% above dividend rate of collateral

*APR = Annual Percentage Rate. Quoted rates assume payments are made electronically, either by payroll deduction, ACH or Automatic Transfer, otherwise, except for Share Secured/Certificate Secured loans and VISA®, the rates increase by .10%. All Credit Union loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and your credit score. Rates shown may not apply to every borrower. New auto rates range from 2.74% – 18.00% APR., with terms up to 84 months. Used auto rates range from 2.99% – 18.00% APR, with terms up to 72 months. Summer payments are not required if you are presently on a 10-month school payroll plan. Rates quoted are subject to change. The 2.74% rate for new auto loans and the 2.99% rate for used auto loans requires a maximum loan term of 48 months. Longer terms are available and are priced accordingly.