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Student Services

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Student Services

Student Accounts

As an educational credit union, we've customized our student services and programs to fit your lifestyle. Our goal is to provide you with all the financial tools you need to succeed. We offer:

Hubert O. Sibley 2 + 2 Florida Prepaid Tuition Scholarship Plan

EdFed (EdFed) has helped hundreds of students attend college since 1995. Each year, 15 Hubert O. Sibley (HOS) 2 + 2 Florida Prepaid Tuition Scholarship Plans are awarded to graduating high school students, affording them the opportunity to embark on their college dreams.

The application period lasts for approximately six weeks during February and March each year, with the scholarships being awarded in May.


The applicant must be a resident of the State of Florida for at least 12 consecutive months prior to the application deadline. The applicant must also be a high school senior graduating by the end of the current school year and planning to attend an accredited college, university or post-secondary institution of higher learning for the coming school year. The high school must be located in Florida and accredited with the State of Florida/SACS. The applicant must be a US citizen, a resident alien, or the child of a resident alien per Florida Prepaid College Foundation Scholarship requirements.

The applicant or their parent/legal guardian must be a primary member of EdFed with an active (non-dormant) account opened on or before April 1st of the prior year. The applicant must open their own EdFed account (as a primary member), and the account must be active by the application deadline.

2021 Recipients
Jacob Burdick Mariana Castro Justin E. Evans
Diego Hernandez Marcus Hernandez Michael Johnson
Ariana Morales Roberto Ortiz Gabriel Pascual
Chantelle Revilla Jeyra Rivero-Diaz Alexander Sardinas
Vanessa Serrano Aja Thompson Natalie A Tourino

Graduate School Scholarships

Educational Federal Credit Union (EdFed) annually awards ten (10) $1,000 scholarships to eligible students entering, or already attending, graduate school.


Ten (10) $1,000 scholarships will be awarded to eligible students entering, or already attending, graduate school. The recipients' names will be randomly drawn from a pool of qualified applicants.

Administrator: This program is administered by Educational Federal Credit Union, PO Box 830370, Miami, FL 33283.

Source of Funds: Scholarship awards are funded by Educational Federal Credit Union, PO Box 830370, Miami, FL 33283.


Members may apply only by submitting a signed and completed EdFed Graduate School Scholarship Application. Incomplete or unsigned applications or applications containing inaccurate information cannot be considered.

Applications will be accepted from Tuesday, September 7th to closing time on Friday, October 29th, 2021 and the scholarships will be awarded in late November.

Applicants can submit their completed and signed application via regular mail to: Educational Federal Credit Union, Attn: Scholarship Desk, PO Box 830370, Miami, FL 33283.

Hand delivered applications may be submitted at any of our branches prior to closing on Friday, October 29, 2021. For our branch hours and locations, visit

All applications must be received or postmarked on or before Friday, October 29, 2021.


An applicant must have been a primary member in good financial standing for at least one year prior to the date of the application. "Good standing" means that the applicant has not been delinquent on a loan obligation or overdrawn on a share account for the 12 month period immediately preceding the date of the application, and has not previously caused EdFed a loss.

Applicant must already have been accepted into an eligible degree program. Graduate programs offered by regionally accredited universities or colleges within the United States in any area of study are eligible. Graduate courses may be in classroom, online or hybrid classes. The graduate school's letter accepting the student into the graduate degree program, or confirmation of enrollment must be submitted with the application.

An applicant if not a previous recipient of this graduate scholarship, can apply in more than one year. Recipients of the undergraduate Hubert O. Sibley Scholarship may apply for a Graduate School Scholarship.



Students submitting completed applications in compliance with the requirements will be assigned numbers for the purposes of the drawing. The recipients will be selected from among all eligible applications via a random drawing. The drawing will be conducted at the Educational Federal Credit Union office located at: 7800 SW 117 Ave, Miami, FL 33183. The Administrator, whose decisions are final and bonding in all matters, will conduct the drawing. Odds of being a recipient depend on the number of eligible applications received. The potential recipients will be contacted via telephone, email, and/or mail. If the potential recipients do not respond to the notification within 10 days from the first notification attempt, if the potential recipient fails to complete all required procedures within the specified time period, or if a potential recipient is not in compliance with these Official Rules, then such a person shall be disqualified and an alternate recipient may be selected. Credit Union Officials and an independent audit firm will supervise the selection process.


Selected recipients of the Graduate Scholarship will be notified by telephone, email, and/or mail.


Recipients must qualify and submit the required documents listed below for reimbursement within 60 days of the Graduate Scholarship notification or forfeit the scholarship. When the confirmed documents are received, the funds will be placed in the recipient's account within 30 days.

  1. An OFFICIAL transcript showing a passing grade and credits earned for the fall quarter on eligible course(s) at a regionally accredited university or college.
  2. Paid tuition receipts for student showing the balance paid for the fall quarter.

Scholarship funds cover tuition, associated fees and required course books only for the fall term of the year the scholarship is awarded. Tuition reimbursement by employers, etc. will not affect the ability of the recipient to receive the award money.


Photographs of the recipients may be taken by EdFed for use in EdFed publications and may be released to the news media. Recipients must contact the EdFed's Marketing Department to have their picture taken or they may submit an appropriate photograph. Scholarship recipients must consent to the use of their name, photographs, likeness, and limited biographical information for publicity and advertising purposes without further compensation, where permitted by law. All applicants release EdFed, as well as their officers, directors, employees, members, and all others associated with the development and execution of this scholarship program (collectively, the "Released Parties") from any liability with respect to, or in any way arising from, this scholarship program and/or acceptance or use of the scholarship funds, including liability for personal injury, damages, death or monetary loss.

MDC Tuition Reimbursement Scholarship


No need to apply. All MDC students who are EdFed (EdFed) primary members are eligible to win our MDC Tuition Reimbursement Scholarship.


  • Be a Credit Union primary member
  • Be enrolled in at least one credit course towards the completion of a MDC degree
  • Complete the course with a "C" letter grade or better to receive reimbursement


This scholarship is awarded at the end of the Fall, Spring and Summer semesters. The winner will be selected by lottery at the end of each semester and will be reimbursed that semester's tuition (up to $1,000). Proof of successful course completion and a receipt for courses paid will be required. Applicants not selected will not be notified.

* All MDC students are eligible for EdFed membership. All EdFed primary members who attend MDC and have notified the Credit Union of their MDC student status, have an equal chance to win. Scholarship will be deposited into the student member's EdFed account for courses passed with a "C" letter grade or better as reimbursement of that semester's tuition up to $1,000.

Additional Scholarships

Caution! — The scholarships and financial aid resources listed below are not affiliated with EdFed. Be careful of any service or person guaranteeing you a scholarship for a service charge. Remember, anything that sounds too good to be true, probably is.

U.S. Department of Education, Federal Student Aid

FAFSA — The Free Application for Federal Student Aid (FAFSA) is used to determine student's eligibility for federal grants, loans and work-study programs.

Florida Department of Education

Initial Student Florida Financial Aid Application — The Initial Student Florida Financial Aid Application (FFAA) is the application for all state-funded student financial aid programs, including the Florida Bright Futures Scholarship Program.

Miami Dade College (MDC)

Scholarship Page — Free search engines, private scholarships and transfer student scholarships.

College Board

Scholarship Search

Florida Fund for Minority Teachers

Minority Teacher Education Scholarship

International Students

Our services include MDC International students. We acknowledge the sacrifice involved in furthering your education and want to assist you with all of your financial needs. The following forms of identifications will be accepted for membership:

  • Current Foreign passport
  • Current US Government issued VISA
  • Current Florida Driver License (or other US state issued DL)
  • Current Florida issued Identification Card

High School Branches

Our high school branches are coordinated by a Credit Union staff member who is present during the school's branch hours of operation. Each high school branch works closely and is sponsored by a EdFed branch.

If you are interested in adding a High School Branch at your location, please contact us at