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Student Services

Cultivating good financial habits that last a lifetime.

Student Services

Student Accounts

As an educational credit union, we've customized our student services and programs to fit your lifestyle. Our goal is to provide you with all the financial tools you need to succeed. We offer:

Hubert O. Sibley 2 + 2 Florida Prepaid Tuition Scholarship Plan

Each year, 15 Hubert O. Sibley (HOS) 2 + 2 Florida Prepaid Tuition Scholarship Plans are awarded to graduating high school students, affording them the opportunity to embark on their college dreams.


The applicant must be a resident of the State of Florida for at least 12 consecutive months prior to the application deadline. The applicant must also be a high school senior graduating by the end of the current school year and planning to attend an accredited college, university or post-secondary institution of higher learning for the coming school year. The high school must be located in Florida and accredited with the State of Florida/SACS. The applicant must be a US citizen, a resident alien, or the child of a resident alien per Florida Prepaid College Foundation Scholarship requirements.

The applicant or their parent/legal guardian must be a primary member of EdFed with an active (non-dormant) account opened on or before April 1st of the prior year. The applicant must open their own EdFed account (as a primary member), and the account must be active by the application deadline.

2023 Recipients
Emily M. Arredondo Almoni D. Fletcher Brian M. Perez
Nicholas J. Bueno Sean M. Gay Camila A. Pou Cuervo
Janese M. Charles Maleek A. Jackson Sophia A. Rodriguez
Madison M. Concepcion Brandon M. Miranda Jeremiah Saintilien
David O. Duran Christopher E. Oliva Ethan S. Shervington

Graduate School Scholarships

Congratulations to our 2023 Graduate School Scholarship Winners.

2023 Graduate School Scholarship Winners
Geneva Alexis Angelica Carr Elyssa Hernandez
Melissa Perez Kara Powell Adalisa Ruiz
Dericka Smith Martha Vega Adam Vignau
Carola Walker

College Dreams Scholarship

Have you heard the news? EdFed has a new scholarship program for Miami Dade College (MDC) students! With EdFed's College Dreams Scholarship, MDC students can enter to be randomly selected in the monthly $1,500 scholarship drawing throughout 2024. With 12 scholarships awarded for a total of $18,000, EdFed helps make college dreams a reality!

Career in a Year Scholarship

Have you heard the news? EdFed has a new scholarship program for students enrolled in an Adult Education, Technical, or Vocational career program with Miami-Dade County Public Schools (M-DCPS)! With EdFed's Career in a Year Scholarship, students can enter to be randomly selected in a quarterly $2,500 scholarship drawing throughout 2024. With four scholarships awarded for a total of $10,000, EdFed helps M-DCPS students get on the fast track to a new career!

Additional Scholarships

Caution! — The scholarships and financial aid resources listed below are not affiliated with Educational Federal Credit Union. Be careful of any service or person guaranteeing you a scholarship for a service charge. Remember, anything that sounds too good to be true, probably is.

U.S. Department of Education, Federal Student Aid

FAFSA — The Free Application for Federal Student Aid (FAFSA) is used to determine student's eligibility for federal grants, loans and work-study programs.

Florida Department of Education

Initial Student Florida Financial Aid Application — The Initial Student Florida Financial Aid Application (FFAA) is the application for all state-funded student financial aid programs, including the Florida Bright Futures Scholarship Program.

Miami Dade College (MDC)

Scholarship Page — Free search engines, private scholarships and transfer student scholarships.

College Board

Scholarship Search

Florida Fund for Minority Teachers

Minority Teacher Education Scholarship

International Students

Our services include MDC International students. We acknowledge the sacrifice involved in furthering your education and want to assist you with all of your financial needs. The following forms of identifications will be accepted for membership:

  • Current Foreign passport
  • Current US Government issued VISA
  • Current Florida Driver License (or other US state issued DL)
  • Current Florida issued Identification Card

High School Branches

Our high school branches are coordinated by a Credit Union staff member who is present during the school's branch hours of operation. Each high school branch works closely and is sponsored by a Educational Federal Credit Union branch.

If you are interested in adding a High School Branch at your location, please contact us at