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Student Services

Cultivating good financial habits that last a lifetime.

Student Services

Student Accounts

As an educational credit union, we've customized our student services and programs to fit your lifestyle. Our goal is to provide you with all the financial tools you need to succeed. We offer:

Hubert O. Sibley 2 + 2 Florida Prepaid Tuition Scholarship Plan

EdFed (EdFed) has helped hundreds of students attend college since 1995. Each year, 15 Hubert O. Sibley (HOS) 2 + 2 Florida Prepaid Tuition Scholarship Plans are awarded to graduating high school students, affording them the opportunity to embark on their college dreams.

The application period lasts for approximately six weeks during February and March each year, with the scholarships being awarded in May.


The applicant must be a resident of the State of Florida for at least 12 consecutive months prior to the application deadline. The applicant must also be a high school senior graduating by the end of the current school year and planning to attend an accredited college, university or post-secondary institution of higher learning for the coming school year. The high school must be located in Florida and accredited with the State of Florida/SACS. The applicant must be a US citizen, a resident alien, or the child of a resident alien per Florida Prepaid College Foundation Scholarship requirements.

The applicant or their parent/legal guardian must be a primary member of EdFed with an active (non-dormant) account opened on or before April 1st of the prior year. The applicant must open their own EdFed account (as a primary member), and the account must be active by the application deadline.

2021 Recipients
Jacob Burdick Mariana Castro Justin E. Evans
Diego Hernandez Marcus Hernandez Michael Johnson
Ariana Morales Roberto Ortiz Gabriel Pascual
Chantelle Revilla Jeyra Rivero-Diaz Alexander Sardinas
Vanessa Serrano Aja Thompson Natalie A Tourino

Graduate School Scholarships

EdFed (EdFed) annually awards ten $1,000 scholarships to eligible students entering, or already attending, graduate schools. The recipients' names will be randomly drawn from a pool of qualified applicants. Graduate programs offered by regionally accredited universities or colleges within the United States in any area of study are eligible.

The application period is for six weeks in September and October each year with the scholarships being awarded in November.


To be eligible, an applicant must have been a primary member in good financial standing for at least one year prior to the date of the application, and must have already been accepted into an eligible degree program. Graduate programs offered by regionally accredited universities or colleges within the United States in any area of study are eligible. Graduate courses may be in classroom, online or hybrid classes. "Good standing" means that the applicant has not been delinquent on a loan obligation or overdrawn on a share account for the 12 month period immediately preceding the date of the application, and has not previously caused EdFed a loss.

An applicant, if not a previous recipient of this scholarship, can apply in more than one year. Recipients of the undergraduate Hubert O. Sibley Scholarship may apply for a Graduate School Scholarship.

Applications with any missing information, including required signature(s), are not eligible and will be disqualified.

MDC Tuition Reimbursement Scholarship


No need to apply. All MDC students who are EdFed (EdFed) primary members are eligible to win our MDC Tuition Reimbursement Scholarship.


  • Be a Credit Union primary member
  • Be enrolled in at least one credit course towards the completion of a MDC degree
  • Complete the course with a "C" letter grade or better to receive reimbursement


This scholarship is awarded at the end of the Fall, Spring and Summer semesters. The winner will be selected by lottery at the end of each semester and will be reimbursed that semester's tuition (up to $1,000). Proof of successful course completion and a receipt for courses paid will be required. Applicants not selected will not be notified.

* All MDC students are eligible for EdFed membership. All EdFed primary members who attend MDC and have notified the Credit Union of their MDC student status, have an equal chance to win. Scholarship will be deposited into the student member's EdFed account for courses passed with a "C" letter grade or better as reimbursement of that semester's tuition up to $1,000.

Additional Scholarships

Caution! — The scholarships and financial aid resources listed below are not affiliated with EdFed. Be careful of any service or person guaranteeing you a scholarship for a service charge. Remember, anything that sounds too good to be true, probably is.

U.S. Department of Education, Federal Student Aid

FAFSA — The Free Application for Federal Student Aid (FAFSA) is used to determine student's eligibility for federal grants, loans and work-study programs.

Florida Department of Education

Initial Student Florida Financial Aid Application — The Initial Student Florida Financial Aid Application (FFAA) is the application for all state-funded student financial aid programs, including the Florida Bright Futures Scholarship Program.

Miami Dade College (MDC)

Scholarship Page — Free search engines, private scholarships and transfer student scholarships.

College Board

Scholarship Search

Florida Fund for Minority Teachers

Minority Teacher Education Scholarship

International Students

Our services include MDC International students. We acknowledge the sacrifice involved in furthering your education and want to assist you with all of your financial needs. The following forms of identifications will be accepted for membership:

  • Current Foreign passport
  • Current US Government issued VISA
  • Current Florida Driver License (or other US state issued DL)
  • Current Florida issued Identification Card

High School Branches

Our high school branches are coordinated by a Credit Union staff member who is present during the school's branch hours of operation. Each high school branch works closely and is sponsored by a EdFed branch.

If you are interested in adding a High School Branch at your location, please contact us at