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graphic A family decorating a Christmas tree and exchanging a wrapped gift.

Fund Your Holiday Expenses and Get Up to $750 Cash Back1

with an EdFed Home Equity Loan2 or Home Equity Line of Credit3

Make the Holidays Easier on Your Budget

Use your home equity to boost your budget for all your holiday expenses with an EdFed Home Equity Loan2 or Home Equity Line of Credit3.

From gifts and family gatherings to travel and everything in between, EdFed's low rates and fast approvals can make the holidays easier on your wallet.

Plus, enjoy the following benefits:

  • Borrow up to $300,000
  • Up to $750 cash back1 in savings
  • No application fee or closing costs3

Put your home equity to work and worry less about holiday expenses.

Click the link below or call us at 305-270-5256 to get started today!

Federally insured by NCUA. All loans are subject to approval based on creditworthiness, ability to repay, credit score, repayment period, and equity in home.

1Borrowers will receive a rebate of $25 for every $10,000 of new balances funded on a qualifying Home Equity Line of Credit and Home Equity Fixed Rate Loans. Minimum funding/advance required to qualify for this offer is $10,000. Maximum rebate amount is $750 per loan. Rebate will be deposited in the borrower's Prime Savings 90 days after initial loan funding. Loans closed prior to the 90-day period will be disqualified.

2Home Equity Fixed Rate Loans are available for owner-occupied primary residences located in the State of Florida only. The maximum loan amount is $300,000. Homeowners insurance is required; flood insurance is required where necessary. You must reimburse EdFed for out-of-pocket origination expenses if your average daily loan balance falls below $10,000 during the first 12 months. Additional terms and conditions apply. Offer may be withdrawn without notice.

3 All loans are subject to approval based on creditworthiness, ability to repay, credit score, repayment period and equity in home. Home Equity Lines of Credit is available for owner-occupied primary residences located in the State of Florida only. The Home Equity Line of Credit is a variable rate loan. Currently, the APR for a Home Equity Line of Credit starts as low as 6.75%. The variable APR applicable to your account will be indexed to the highest Prime Rate published in the Money Rates Section of The Wall Street Journal in effect fifteen days prior to the first day of each calendar quarter of each year. The APR will increase no more than 1% at any change period and no more than 2% annually. The maximum APR is 18.00% and will never be less than 2.99%. The maximum line amount is $300,000. The term of the line includes a 10-year draw period with a 10-year repayment period. Homeowners insurance is required; flood insurance is required where necessary. Minimum initial draw is $10,000 and subsequent minimum draws are $100. You must reimburse EdFed for out-of-pocket origination expenses if your average daily loan balance falls below $10,000 during the first 12 months. Additional terms and conditions apply. Offer may be withdrawn without notice.