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graphic A family of four sitting around a Christmas tree.

Upgrade your Home for the Holidays and Get Up to $750 Cash Back1

Make the most of your home's equity and earn up to $750 cash back1 with an EdFed Home Equity Loan2 or Home Equity Line of Credit3

Give yourself the gift of a home renovation this holiday season. When you open a new Home Equity Loan2 or Home Equity Line of Credit3, you can tap into your home's equity and fund meaningful upgrades.

And as a holiday bonus, you will receive up to $750 cash back1 when you open your loan or line of credit.

Make your holiday wishes a reality and take advantage of EdFed's home loan benefits:

  • Borrow Up to $300,000
  • No Application Fee or Closing Costs2
  • Earn up to $750 Cash Back1

Get started today and make your home more enjoyable this holiday season.

Call us at 305-270-5256 or apply here.

Federally insured by NCUA. All loans are subject to approval based on creditworthiness, ability to repay, credit score, repayment period, and equity in home.

1Borrowers will receive a rebate of $25 for every $10,000 of new balances funded on a qualifying Home Equity Line of Credit and Home Equity Fixed Rate Loans. Minimum funding/advance required to qualify for this offer is $10,000. Maximum rebate amount is $750 per loan. Rebate will be deposited in the borrower's Prime Savings 90 days after initial loan funding. Loans closed prior to the 90-day period will be disqualified.

2Home Equity Fixed Rate Loans are available for owner-occupied primary residences located in the State of Florida only. The maximum loan amount is $300,000. Homeowners insurance is required; flood insurance is required where necessary. You must reimburse EdFed for out-of-pocket origination expenses if your average daily loan balance falls below $10,000 during the first 12 months. Additional terms and conditions apply. Offer may be withdrawn without notice.

3 All loans are subject to approval based on creditworthiness, ability to repay, credit score, repayment period and equity in home. Home Equity Lines of Credit is available for owner-occupied primary residences located in the State of Florida only. The Home Equity Line of Credit is a variable rate loan. Currently, the APR for a Home Equity Line of Credit starts as low as 7.00%. The variable APR applicable to your account will be indexed to the highest Prime Rate published in the Money Rates Section of The Wall Street Journal in effect fifteen days prior to the first day of each calendar quarter of each year. The APR will increase no more than 1% at any change period and no more than 2% annually. The maximum APR is 18.00% and will never be less than 2.99%. The maximum line amount is $300,000. The term of the line includes a 10-year draw period with a 10-year repayment period. Homeowners insurance is required; flood insurance is required where necessary. Minimum initial draw is $10,000 and subsequent minimum draws are $100. You must reimburse EdFed for out-of-pocket origination expenses if your average daily loan balance falls below $10,000 during the first 12 months. Additional terms and conditions apply. Offer may be withdrawn without notice.