1 If you have not made a withdrawal from, deposit to, or transfer involving your account for more than one (1) year, the Credit Union may classify your account as a dormant account. The Credit Union imposes a monthly service fee for continuing to process your dormant account as set forth on the Service Fee Schedule.
2 All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and credit score. Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum of 14 days to qualify.
3 Offer good on all new credit cards opened on or after 07/01/25. To receive the $200 cash-back incentive, you must make $2,000 in purchases within 90 days of card issuance. Returns, cash advances, and balance transfers do not count toward the required $2,000 purchase total. Cash will be provided as a $200 credit applied to the primary borrower's Prime Share within 100 days of credit card account opening.
4 Borrowers will receive a rebate of $25 for every $10,000 of new balances funded on a qualifying Home Equity Line of Credit and Home Equity Fixed Rate Loans. Minimum funding/advance required to qualify for this offer is $10,000. Maximum rebate amount is $750 per loan. Rebate will be deposited in the borrower's Prime Savings 90 days after initial loan funding. Loans closed prior to the 90-day period will be disqualified.
5 All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and credit score. Borrowers will receive a rebate of 0.25% of loan amount financed on the following qualifying loan types: New Mortgage Purchase and First Mortgage Refinance. Minimum loan amount to qualify for this offer is $50,000. Maximum rebate amount is $1,000 per member. Rebate will be credited at loan closing. Offer cannot be combined with any other discounts. Conventional home loan programs are available up to $806,500 and Jumbo Loan programs are available up to $2,000,000. If you are financing a condominium or obtaining a Jumbo Loan, certain restrictions apply.
6 The Swap & Drop 1% percent loan rate reduction is available for autos currently financed elsewhere that are refinanced with EdFed. The Swap & Drop loan rate reduction is subject to a Floor Rate of 2.75% APR. Offer excludes refinances of existing EdFed loans.
