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EdFed Proudly Supports the United Teachers of Dade (UTD)

Exciting News!

Exclusive Credit Union Benefits for UTD Members

Since 1935, EdFed has served Miami-Dade County Public Schools as the credit union of choice for teachers and their families. And now, being an EdFed member is more convenient than ever before when you pay your UTD dues automatically with the credit union.

And best of all, you and your immediate family can enjoy exclusive benefits that help save you money with low rates on loans and convenient account solutions to help simplify your financial life.

Becoming an EdFed Member is Rewarding

  • M-DCPS payroll credited early, biweekly on Wednesdays
  • Checking and savings accounts with no monthly maintenance fees1
  • EdFed Rewards Visa Debit Card with 1 point earned for every $2 spent on signature-based transactions (non-PIN)
  • Convenient surcharge-free withdrawals at over 55,000 Allpoint Network and Presto! ATMs, located within CVS, Publix, Target, and Walgreens locations
  • Vehicle Loans with $100 cash back2 and a FREE auto buying service to help negotiate your next car or truck purchase
  • First mortgages with additional savings of up to $1,000 cash back3
  • Home Equity Lines of Credit4 and Home Equity Fixed Rate Loans up to $300,000
  • EdFed Rewards Visa Credit Card with no annual fee5

Pay Your UTD Dues Automatically with EdFed

EdFed is a proud partner of the UTD and is the preferred way to pay your UTD dues. When you join the credit union, setting up your dues for automatic payment is simple and seamless.

Enjoy the convenience of:

  • Full or partial payroll deductions to your EdFed account
  • Automatic payments from your checking or savings
  • No need to change your existing direct deposit to establish a partial payroll deduction to EdFed

If you are an existing EdFed member and wish to enroll in automatic dues payment, select an option below to get started.

EdFed Members with Full Direct Deposit

Enroll Now

EdFed Members with Partial/No Direct Deposit

Enroll Now

Opening an EdFed Membership is Easy

UTD members can open an EdFed membership by stopping by one of the credit union's branch locations or attending an upcoming enrollment event.

DateTimeLocationLocation #
Monday, May 227:30AMMiami Beach Senior High School7201
Monday, May 2210:00-11:00 AM
1:00-2:00 PM
North Miami Beach Senior High School7541
Monday, May 2211:00 AM-2:00 PMLorah Park Elementary3041
Monday, May 228:30-10:45 AMG. W. Carver Middle School0721
Monday, May 2211:00 AM-3:00 PMDr. Michael Krop Senior High School7141
Tuesday, May 239:30 AM-1:00 PMMiami Sunset Senior High School7531
Tuesday, May 238:30 AM-2:00 PMNorthwestern Senior High School7411
Tuesday, May 2312:00-2:20 PMHialeah Miami Lakes Senior High School7131
Tuesday, May 2311:40 AM-2:40 PMRobert Morgan Senior High School7371
Tuesday, May 238:00-11:00 AMNorth Beach Elementary3741
Tuesday, May 2312:00-2:15 PMNautilus Middle School6541
Wednesday, May 249:30 AM-1:30 PMSouthridge Senior High School7731
Wednesday, May 249:30 AM-1:00 PMHomestead Senior High School7151
Wednesday, May 2410:00 AM-2:00 PMMiami Central Senior High School7251
Wednesday, May 2412:00-3:00 PMFeinberg Fisher K-80761
Wednesday, May 2411:00 AM-1:30 PMMelrose Elementary School Bethune Head Start3181
Wednesday, May 242:00-3:00 PMMelrose Elementary3181
Wednesday, May 242:00-3:00 PMCaribbean K-80661
Wednesday, May 242:00-3:00 PMBlue Lakes K-80441
Thursday, May 2510:15 AM-12:45 PMMiami Edison Senior High School7301
Thursday, May 2510:00 AM-2:00 PMPaul L. Dunbar K-8 Center1441
Thursday, May 2510:30 AM-2:30 PMJack D. Gordon Elementary (Main Campus)2151
Thursday, May 2511:00 AM-2:00 PMLamar Louise Curry Middle School6921
Thursday, May 2510:00 AM-12:00 PMMyrtle Grove K-8 Center3581
Friday, May 2610:30 AM-2:15 PMEarlington Heights Elementary1561
Friday, May 268:00-10:00 AMBrownsville Middle School6031

Have additional questions on EdFed's membership benefits? Contact EdFed's UTD concierge team at, Monday through Friday, 9:00 a.m. to 5:00 p.m.

1 If you have not made a withdrawal from, deposit to, or transfer involving your account for more than one (1) year, the Credit Union may classify your account as a dormant account. The Credit Union imposes a monthly service fee for continuing to process your dormant account as set forth on the Service Fee Schedule.

2 Offer good on all new EdFed auto, motorcycle, boat, and RV loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum of 14 days to qualify.

3 All loans are subject to credit approval and are granted based on individual creditworthiness, ability to repay and credit score. Borrowers will receive a rebate of 0.25% of the loan amount financed on the following qualifying loan types: New Mortgage Purchase and First Mortgage Refinance. The minimum loan amount to qualify for this offer is $50,000. The maximum rebate amount is $1,000 per member. Rebate will be credited at loan closing. Offer cannot be combined with any other discounts. Per IRS regulations, rebates of $600 or more may be reportable as miscellaneous income on form 1099-MISC.

4 Must be member's primary residence located in Florida and owner-occupied. No portion of the home can be under construction. Eligibility for the lowest rate and loan approval is based on creditworthiness, ability to repay, credit score and repayment period.

5 As of 4/28/2023, Annual Percentage Rate (APR) ranges from 14.50% to 18.00%. The APR will vary with the market based on the Prime Rate. Eligibility for the lowest rate and loan approval is based on creditworthiness, the ability to repay, and your credit score.