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October is Member Appreciation Month

Enter to Win a $2,500 Dream Vacation Gift Card Bundle and Other Fantastic Prizes

Thank You for Being an EdFed Member!

Each October, EdFed expresses our gratitude for our members with a month-long celebration filled with exciting prizes, fantastic giveaways, and delicious refreshments in our branches. This October, you can enter to win a $2,500 Dream Vacation Gift Card Bundle or one of forty $100 Amazon e-Gift Cards in our Member Appreciation Month Sweepstakes.1

And that is just the beginning. Throughout the month, visit your local EdFed branch to receive a special Member Appreciation gift, while supplies last. Make sure to stop by a branch on October 16 to celebrate International Credit Union Day and enjoy an ice cream treat.

Plus, join us for complimentary refreshments at our branches on October 15 and 29 from 10:00 AM – 4:30 PM.

BJ's Wholesale Club

You can also visit one of our branches to take advantage of discounts on BJ's Wholesale Club Memberships. A representative from BJ's Wholesale Club will be at select branches on the dates and times below:

BJ's Wholesale Club
DateLocationTime
October 1Miami Gardens10 AM – 4:30 PM
October 2Miami Lakes10 AM – 4:30 PM
October 3Kendall10 AM – 4:30 PM
October 6Homestead10 AM – 4:30 PM
October 7Downtown10 AM – 4:30 PM
October 8Palmetto Bay10 AM – 4:30 PM
October 9MDC North 11 AM – 5:00 PM
October 10Miramar Park Place10 AM – 4:30 PM
October 1127th Avenue9:30 AM – 12:30 PM

If you are unable to visit one of our branches during these dates and times, you can still take advantage of this offer by clicking here or calling 800-313-8887 and referencing the group promo code 250163. Hurry, as this exciting offer ends on October 13, 2025!

AAA South Florida

You can also enjoy a FREE one-year Primary Classic AAA Membership with the AAA on Us offer (for new AAA members only). Take advantage of this special offer and register by October 24, 2025, before 6 pm.

Miami Dolphins

For all Miami Dolphins fans, you can save 20% off single game tickets for any Dolphins home game this season. Enjoy the benefits of an EdFed membership and cheer on the Fins!

Miami Heat

For all Miami Heat fans, purchase tickets to three Heat preseason games in October using promo code MHpreseason25CM.

Member Appreciation Car Sale

The Member Appreciation Car Sale is back, and so are the savings. Get pre-approved and lock in:

  • 0.25% rate discount2
  • 90 days deferred payments2
  • $100 cash back3

Join us on Saturday, October 18, from 9:00 AM to 4:00 PM at our Kendall branch, 7800 SW 117th Ave., Miami, FL, 33183, and drive home with a deal you will not find anywhere else.

Ready to save? Visit www.edfed.org/carsale or call 305-273-LOAN (5626) today to get started.

We cannot wait to celebrate with you this October.

1 No purchase necessary to enter or win. The Member Appreciation Month Sweepstakes ("sweepstakes") is open to all accountholders of Educational Federal Credit Union (EdFed) who are 18 or older at the time of entry. Sweepstakes begins at 12:00 a.m. ET on October 1, 2025, and ends at 1:59 p.m. ET on October 24, 2025. You can enter the sweepstakes by completing the online entry form at /sweepstakes before 1:59 pm on October 24, 2025. All requested information on the online entry form must be completed to be valid. Entries are limited to one (1) per accountholder per week. 40 winners will be drawn to receive one $100 Amazon e-Gift card. One winner will be drawn to receive a grand prize of one Dream Vacation Gift Bundle valued at $2,500.00 (USD). Prizes cannot be redeemed for cash. For complete sweepstakes rules, visit /sweepstakes.

2 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates start as low as 5.34% APR. Quoted rates include a 0.10% discount for electronic loan payment. Electronic payments may be made by payroll deduction or Automatic Transfer. Rates and terms may not apply to all borrowers and a down payment may be required. For example, a $20,000 loan with a 72-month term at 6.41% APR will have monthly payments $338.91. To qualify for the 0.25% rate discount, pre-approval must be obtained by 10/18/2025. The 0.25% rate discount and 90-day payment deferral are only valid for vehicles purchased on 10/18/2025 from a participating preferred dealership at the Car Sale and financed with EdFed. Loan must be funded by 10/18/2025. Finance charges begin from the date of loan disbursement. Offer not valid on existing loans and cannot be combined with any other programs or offers except the Summer Skip Program.

3 Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum of 14 days to qualify.