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graphic A woman holding a spread of $100 bills on one hand and smart phone showing the EdFed website homepage on the other hand.

Hello, Neighbor.

We've Been Wanting to Meet You!

Enjoy the benefits of EdFed Membership and receive up to $1,100 CASH BACK!

EdFed, the credit union for educators, students and families, has been proudly serving members within our community for over 85 years. As our neighbor, we can help you save money and earn up to $1,100 cash back when you finance or refinance your auto and home with EdFed. Get started on the road to lower interest rates and reduced payments — it's as EASY AS 1, 2, 3!

1. Apply for an Auto Loan

Refinance your existing auto loan and lower your interest rate by 1%1 plus receive $100 cash back!2


2. Apply for a Home Loan

Refinance your existing mortgage or apply for a new home loan and get up to $1,000 cash back!3

3. Become a Member

Stop by and visit us at a local branch, call us at (786) 775-5500, or complete the form below and an EdFed team member will call you.

Contact Information
  1. e.g. (305) 270-5250
  2. e.g.
Stop the SPAM!

All loans are subject to credit approval and are granted based on individual creditworthiness, ability to repay and credit score.

1The Swap & Drop 1% percent loan rate reduction is available for autos currently financed elsewhere that are refinanced with EdFed. The Swap & Drop loan rate reduction is subject to a Floor Rate of 1.50% APR. Offer excludes refinances of existing EdFed loans.

2Offer good on all new EdFed auto loans funded on or after 3/22/22. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum for 14 days to qualify.

3Borrowers will receive a rebate of 0.25% of the loan amount financed on the following qualifying loan types: New Mortgage Purchase and First Mortgage Refinance. Minimum loan amount to qualify for this offer is $50,000. Maximum rebate amount is $1,000 per member. Rebate will be credited at loan closing. Offer cannot be combined with any other discounts. Per IRS regulations, rebates of $600 or more may be reportable as miscellaneous income on form 1099-MISC.