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October is Member Appreciation Month

Enter to Win a $2,500 Dream Vacation Gift Card Bundle and Other Fantastic Prizes

Thank You for Being an EdFed Member!

October is Member Appreciation Month at EdFed, and we are celebrating YOU with a month filled with exciting prizes, special giveaways, and exclusive member deals.

Enter our Member Appreciation Month Sweepstakes for a chance to win a $2,500 Dream Vacation Gift Card Bundle or one of forty $100 Amazon eGift Cards.1

And that is just the beginning! Throughout the month, visit your local EdFed branch to receive a special Member Appreciation gift, while supplies last.

Be sure to stop by a branch on October 15 as we celebrate International Credit Union Day with a special ice cream treat.

Plus, enjoy something sweet at our branches every Friday in October from 10:00 a.m. to 4:30 p.m., while supplies last.

DIGITAL DEALS

Your EdFed membership comes with even more perks this October. Take advantage of special Member Appreciation Month deals from the Miami Dolphins and BJ's Wholesale Club.

Miami Dolphins

Miami Dolphins fans can save 20% off single-game tickets for any home game this season. Enjoy another great benefit of EdFed membership while cheering on the Fins!

BJ's Wholesale Club

Join BJ's Wholesale Club for just $10 instead of $60 with this special Member Appreciation Month offer.

This virtual promotion is available from October 12 through October 31, 2026. This offer must be redeemed online and cannot be negotiated at a BJ's Wholesale Club store.

To join or renew, call 800-313-8887 and use code 250163, or visit www.bjs.com/edfed.

Member Appreciation Car Sale

The Member Appreciation Car Sale is back, and so are the savings!

Get pre-approved and lock in:

  • 0.25% rate discount2
  • 90 days deferred payments2
  • $100 cash back3

Join us on Saturday, October 24, from 9:00 a.m. to 4:00 p.m. at our Kendall Branch, 7800 SW 117 Ave., Miami, FL 33183, and drive home with a deal you will not find anywhere else.

Ready to save? Visit www.edfed.org/carsale or call 305-273-LOAN (5626) today to get started.

We cannot wait to celebrate with you this October!

1No purchase necessary to enter or win. The Member Appreciation Month Sweepstakes ("sweepstakes") is open to all accountholders of Educational Federal Credit Union (EdFed) who are 18 or older at the time of entry. Sweepstakes begins at 12:00 a.m. ET on October 1, 2026, and ends at 1:59 p.m. ET on October 30, 2026. You can enter the sweepstakes by completing the online entry form at /sweepstakes before 1:59 pm on October 30, 2026. All requested information on the online entry form must be completed to be valid. Entries are limited to one (1) per accountholder per week. 40 winners will be drawn to receive one $100 Amazon e-Gift card. One winner will be drawn to receive a grand prize of one Dream Vacation Gift Bundle valued at $2,500.00 (USD). Prizes cannot be redeemed for cash. For complete sweepstakes rules, visit /sweepstakes.

2 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay, and credit score. Rates start as low as 5.09% APR. Quoted rates include a 0.10% discount for electronic loan payment. Electronic payments may be made by payroll deduction or Automatic Transfer. Rates and terms may not apply to all borrowers, and a down payment may be required. For example, a $20,000 loan with a 72-month term at 6.19% APR will have monthly payments of $336.70. To qualify for the 0.25% rate discount, pre-approval must be obtained by 10/24/2026. The 0.25% rate discount and 90-day payment deferral are only valid for vehicles purchased on 10/24/2026 from a participating preferred dealership at the Car Sale and financed with EdFed. Loan must be funded by 10/24/2026. Finance charges begin from the date of loan disbursement. Offer not valid on existing loans and cannot be combined with any other programs or offers except the Summer Skip Program.

3 Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum of 14 days to qualify.