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Hello Neighbor!

Earn Up to $1250 Cash Back1 When You Become an EdFed Member

EdFed Helps You Save and Earn More!

As a not-for-profit financial institution, EdFed helps save you money and simplify your life with our comprehensive checking, savings, and borrowing solutions.

From now until December 31, 2025, you can earn up to $1,250 cash back1 when you visit our Downtown branch and become an EdFed member using promo code: NEIGHBOR-DT003.

  • Earn $100 cash back3 when you buy or refinance your vehicle with EdFed
  • Get $200 cash back2 when you open a new checking with direct deposit
  • Receive $200 cash back4 when you open a new EdFed Rewards Visa Credit Card
  • Get up to $750 cash back5 when you open a new EdFed Home Equity Loan or Home Equity Line of Credit

Become a member today and join the over 100,000 members who have saved and earned more with EdFed!

Downtown branch: 1498 NE 2nd Avenue, Miami, FL 33132

1 Limited-time offer. Earn up to $1,250 cash back when you become an EdFed member by visiting our Downtown branch. Offer valid for new members only. The cashback amount varies based on account type and qualifications. Restrictions may apply. See branch for details. Offer subject to change without notice.

2 As of 11/01/25, Annual Percentage Yield (APY) is 0.05%. Rates are subject to change. Cashback offer is valid on all qualifying checking accounts opened between 11/01/25 and 12/31/25. Promotional code required upon opening of account. To receive the $200 cashback incentive, you must have monthly electronic deposits made into this account totaling $1,000 or more for three consecutive months following account opening. Examples of electronic deposits include payments from payroll providers or government benefit providers. Electronic deposits from person-to-person (P2P) money transfer applications such as Zelle®, Cash App, Venmo, or Paypal® are not considered eligible electronic deposits. Cash will be provided as a $200 credit applied to the primary borrower's Prime Share within 100 days of account opening.

3 All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and credit score. Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum of 14 days to qualify.

4 Offer good on all new credit cards opened on or after 07/01/25. To receive the $200 cash-back incentive, you must make $2,000 in purchases within 90 days of card issuance. Returns, cash advances, and balance transfers do not count toward the required $2,000 purchase total. Cash will be provided as a $200 credit applied to the primary borrower's Prime Share within 100 days of credit card account opening.

5 Borrowers will receive a rebate of $25 for every $10,000 of new balances funded on a qualifying Home Equity Line of Credit and Home Equity Fixed Rate Loans. Minimum funding/advance required to qualify for this offer is $10,000. Maximum rebate amount is $750 per loan. Rebate will be deposited in the borrower's Prime Savings 90 days after initial loan funding. Loans closed prior to the 90-day period will be disqualified.